Model Predictions
| Model | Mercer Bears | North Florida Ospreys | Spread | Result |
|---|---|---|---|---|
| Elo | 73.0% | 27.0% | - | ✗ |
| Bradley-Terry | 59.7% | 40.3% | - | ✗ |
| Margin | 66.7% | 33.3% | -3.8 | ✗ (11.8 off) |
| Pythagorean | 43.5% | 56.5% | - | ✓ |
Actual: North Florida Ospreys +8 (63-55). Predictions use season-end ratings.