Model Predictions
| Model | Mercer Bears | North Florida Ospreys | Spread | Result |
|---|---|---|---|---|
| Elo | 73.0% | 27.0% | - | ✗ |
| Bradley-Terry | 61.0% | 39.0% | - | ✗ |
| Margin | 67.0% | 33.0% | -3.9 | ✗ (8.9 off) |
| Pythagorean | 43.5% | 56.5% | - | ✓ |
Actual: North Florida Ospreys +5 (66-61). Predictions use season-end ratings.